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This content applies specifically to South Korea. If you are checking a used car before buying, an empty flood search result does not establish that it was never flooded. The Korea Insurance Development Institute's CarHistory service offers a free flood insurance claims lookup using a license plate number or VIN, the car's unique identification number. Flood damage handled without insurance will be missing.   What the free search can establish The free lookup reports flood insurance accidents involving vehicles with own-vehicle damage coverage, which pays for damage to the insured car. It can reveal recorded claims, but cannot establish the car's current condition. For flood insurance history alone, you can use the free service and avoid paying for the separate general accident history search. Paying does not uncover every flood incident handled without insurance. Save the result with its search date.   Read the CarHistory comparison before deciding In the origina...

This content applies specifically to South Korea. If your car has been stolen, report it to the police first and notify your insurer immediately. A theft insurance claim may be filed only after 30 days have passed from the police report, and possible coverage depends on having theft protection under Own Vehicle Damage coverage—not compulsory liability insurance alone. Several clocks run separately: registration cancellation is advised within 1 month from the theft date, while a deregistered vehicle recovered later must undergo new registration within 3 months from recovery.   What coverage can respond to the loss Own Vehicle Damage coverage protects the insured vehicle itself, subject to the contract’s theft terms. Cash, bags, and other belongings left inside are handled separately. Theft of only some vehicle parts also follows exclusions and special provisions rather than the rules for theft of the entire car. After calling Korea’s emergency number, 112, keep the police rep...